Our Mission
At LTCI Consulting, our mission is to empower individuals, families, and business owners to make confident financial decisions through clarity, education, and integrated planning.
We take the time to truly understand what matters the most to you — family, goals, and values — so every recommendation reflects the full picture of our clients' lives. Through our proven Learn–Tailor–Create–Implement process, we deliver ongoing structure, guidance, and holistic planning that integrates health, wealth, tax, and legacy; protecting and growing what matters most with purpose and precision.
Our Story
LTCI Consulting was built on a simple belief: that financial planning should be personal, understandable, and truly life-changing.
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As a team, we saw how much confusion and frustration existed in the financial industry. People were being handed numbers without context, strategies without understanding, and “plans” that never reflected their real priorities. We knew there had to be a better way.
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Our Team
Together, our team provides exceptional, individualized service.
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Jennifer Jacobs, Managing Partner. Founder and one of Canada’s leading specialists in long-term care and longevity planning, brings over two decades of experience helping clients protect their health, wealth, and independence.
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Heidi Rumohr, Senior Advisor. With more than 20 years in financial services, Heidi brings deep expertise in risk management and strategy.
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Christina Chreptak, Director of Client Experience and Operations. With over a decade in operations and client service, Christina ensures that every client experience is consistent, responsive, and detail-driven.
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What unites us is shared purpose: to help people worry less about money and focus more on life. We act as our clients’ financial life coaches and central advisors; coordinating with other professionals to deliver integrated, holistic solutions that align health, wealth, tax, and legacy planning.
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Service is our hallmark. We go deeper, think broader, and stay available. Our clients know they can count on us; today, tomorrow, and through every stage of life.
"For the last two decades I have known and received exceptional guidance and service from Jennifer Jacobs the visionary and driving force leading the LTCI Consulting team. Her experience and knowledge of both insurance and estate planning is exceptional. Her empathetic energy and dedication to customer service provides for her being the ultimate professional."
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- Ron